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Financial Tool

Pay Raise Calculator

% & Flat RaiseAll Pay PeriodsInflation Adjusted10-Year Projection

Breakdown

6

periods

Annual to hourly

Quick Tool

See your new salary after a pay raise — broken down by every pay period.

Supports percentage and flat raises, inflation adjustment, and 10-year cumulative projections.

Pay Raise Calculator Guide

Use this calculator to understand exactly how a pay raise impacts your take-home pay across all pay periods — from annual salary down to hourly rate.

How to Use

  1. Enter your current salary (annual) or hourly rate
  2. Choose raise type: percentage or flat dollar amount
  3. Enter the raise value (e.g., 5% or $3,000)
  4. Review the breakdown across all pay periods
  5. Check the inflation-adjusted real raise
  6. Expand the 10-year projection for long-term planning

Understanding Inflation Impact

A raise that doesn't exceed the inflation rate effectively means a pay cut in purchasing power. For example, a 3% raise with 4% inflation means you can buy less than before despite earning more nominally.

Common Raise Scenarios

  • Cost-of-living adjustment (COLA): Typically 2-3%, matching inflation
  • Merit raise: 3-5% for strong performers
  • Promotional raise: 10-20% for role changes
  • Market adjustment: Varies, to match industry rates

Frequently Asked Questions